🛡️ Consumer Protection Guide

Avoid Roofing Scams in Combs, AR

Roofing projects are significant investments that can attract dishonest contractors. In Combs and throughout Madison County, homeowners and business owners need to be vigilant against roofing scams that can cost thousands and leave you with substandard work. This guide helps you recognize red flags, verify credentials, and connect with trustworthy roofing professionals who follow proper procedures and provide quality workmanship.

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Scam-Aware Tips

Common Residential & Commercial Roofing Scams in Combs

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Contractors appear after storms claiming to be 'insurance specialists' who can handle your claim. They often inflate damage estimates, pressure you to sign assignment of benefits forms, and disappear after receiving insurance payments.

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Material Deposit Scams

Contractors demand 50% or more upfront payment for 'materials' but never return to do the work. They may provide fake receipts or claim materials are on order at a local supplier that has no record of the purchase.

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Shoddy Repair Scams

Contractors use inferior materials, skip proper underlayment, or don't follow manufacturer installation guidelines. The roof may look fine initially but fails prematurely, often after warranties have expired.

How to Verify a Professional

1

Insurance

Request a Certificate of Insurance showing both liability insurance and workers' compensation coverage. Call the insurance company directly to verify the policy is current and adequate for roofing work.

2

Licensing

Check Arkansas contractor licensing through the Arkansas Contractors Licensing Board. Verify the contractor holds a valid Residential or Commercial Roofing license. In Madison County, also check for any local business registration requirements.

3

References

Ask for recent local references in Combs or nearby Madison County communities. Visit completed projects if possible, and speak directly with previous clients about their experience, timeline, and any follow-up service.

Protection FAQs

What should I do if a roofer shows up unannounced after a storm?

Politely decline any immediate inspection or estimate. Take their business card if offered, but do not sign anything. Contact your insurance company first, then get estimates from established local roofing companies you've researched independently.

How much should I pay upfront for a roofing project?

A reasonable deposit is typically 10-30% for materials delivery. Never pay more than 50% upfront. Legitimate roofing companies understand payment schedules tied to project milestones and completion.

What roofing licenses are required in Combs, AR?

Arkansas requires roofing contractors to hold a Residential or Commercial Roofing license from the Arkansas Contractors Licensing Board. Some municipalities may have additional requirements. Always verify licensing status directly with the state board.

How can I verify a roofer's insurance is legitimate?

Request a Certificate of Insurance directly from their insurance provider, not a photocopy from the contractor. Call the insurance company using a publicly listed number (not one provided by the contractor) to verify coverage is current and adequate.

What should be included in a proper roofing contract?

A complete contract should include: detailed scope of work, material specifications with brand names, start and completion dates, payment schedule, warranty information, cleanup procedures, and procedures for handling unexpected issues or change orders.

Are permits required for roofing work in Madison County?

Most roofing work requires building permits in Madison County. A trustworthy roofing professional will handle permit applications and inspections as part of their service. If a contractor suggests skipping permits to 'save you money,' consider it a major red flag.

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Licensed & insured professionals CALL NOW: 1-866-674-2070