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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Aurora

Roofing projects are significant investments, and unfortunately, scammers often target homeowners after storms or during peak seasons. In Aurora's variable climate, it's crucial to know how to spot red flags and protect your home and wallet. This guide helps you recognize common roofing scams and understand what trustworthy professionals do differently. By following these protective steps, you can avoid becoming a victim of fraudulent contractors.

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Common Residential & Commercial Roofing Scams in Aurora

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Contractors appear after hailstorms or severe weather, offering 'free inspections' and claiming extensive damage to get insurance money. They often use high-pressure tactics and may create actual damage to justify repairs.

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Material Switching

Contractors quote premium materials but install cheaper, inferior products. They may show you high-quality samples but use budget materials that won't withstand Colorado's weather.

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Insurance Fraud Schemes

Unscrupulous contractors inflate damage estimates, suggest filing false claims, or pressure you to sign over insurance benefits. This can lead to policy cancellation or legal trouble.

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Deposit Disappearance

Contractors demand large deposits (often 50% or more) for 'materials' then disappear or delay work indefinitely. They may use your money to fund other projects.

How to Verify a Professional

1

Insurance

Legitimate roofers carry both liability insurance and workers' compensation. Request certificates of insurance and verify they're current. Don't accept verbal assurances - get proof in writing.

2

Licensing

In Colorado, roofing contractors must be licensed. Verify their license status through the Colorado Department of Regulatory Agencies (DORA) website. Ask for their license number and check it matches their business name.

3

References

Ask for recent local references in Aurora or nearby communities. Contact these references and ask about work quality, communication, and whether the project stayed on budget. Check online reviews across multiple platforms.

Protection FAQs

What should I do if a roofer shows up unannounced after a storm?

Politely decline their services. Legitimate roofing companies don't need to solicit door-to-door. Take their information if you're concerned, but always research and contact established local companies directly.

How much deposit should I pay a roofing contractor?

Typically 10-30% is reasonable for materials. Never pay 50% or more upfront. Establish a payment schedule tied to project milestones, with final payment due only after satisfactory completion.

What roofing licenses are required in Aurora, Colorado?

Roofing contractors must have a Colorado roofing license through DORA. They may also need local business licenses. Always verify license status online and ensure it's current and in good standing.

Should I sign an Assignment of Benefits (AOB) form?

No. An AOB gives the contractor direct access to your insurance payments. This removes your control over the process and can lead to disputes. Always maintain control of your insurance claim.

How can I verify a roofer's insurance is legitimate?

Request certificates of insurance directly from their insurance company. Verify both liability and workers' compensation coverage are current. Don't accept copies from the contractor - contact the insurer directly.

What should a proper roofing contract include?

A complete contract should include: company information and license number, detailed scope of work, material specifications with brands and grades, start and completion dates, payment schedule, warranty information, and cleanup procedures.

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Licensed & insured professionals CALL NOW: 1-866-674-2070