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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Malabar

If you're dealing with roof repairs or replacements in Malabar, Florida, scams are unfortunately common—especially after storms hit Brevard County. Think of this as advice from a family member: stay cautious, verify everything, and don't rush into deals. Here's how to spot red flags and protect your home and wallet.

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Common Residential & Commercial Roofing Scams in Malabar

Be aware of these tactic used by unlicensed operators

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Storm Chaser Fraud

Fly-by-night crews swarm Florida after hurricanes or storms, promising quick, cheap fixes. They demand big deposits, do minimal or fake repairs (like spraying sealant), then disappear.

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Deposit and Dash

Contractor takes a hefty upfront payment for materials or labor, starts work minimally, then ghosts you or declares bankruptcy.

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Shoddy Materials or Incomplete Work

Uses subpar shingles or skips proper underlayment, leading to leaks soon after. Or removes old roof but installs poorly, voiding insurance.

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Insurance Fraud Bait

Aggressively pushes you to file inflated insurance claims, takes kickbacks, or does unnecessary work to maximize payouts—risking your policy cancellation.

How to Verify a Professional

1

Insurance

Request a certificate of insurance (COI) for general liability (at least $300K recommended) and workers' compensation. Verify directly with the insurer by calling the number on the COI—don't trust the contractor's word.

2

Licensing

Florida requires roofing contractors to hold a valid license from the Department of Business and Professional Regulation (DBPR). Always check their license status and any complaints on the official site: myfloridalicense.com. Look for a certified roofing contractor (CCRC) license.

3

References

Ask for 3-5 recent references from local Brevard County jobs. Call them yourself to confirm the work quality, if they stayed on budget, finished on time, and would hire again. Check online reviews on sites like BBB or Google for patterns.

Protection FAQs

Do I need to worry about roofing scams in Malabar?

Yes, Brevard County sees spikes after storms. Stick to verified, local pros to avoid the pitfalls.

Is a license required for roofers in Florida?

Absolutely—most roofing work needs a CCRC license from DBPR. Unlicensed work can void insurance. Always verify online.

How much upfront payment is normal for roofing?

No more than 10-20% deposit for materials. Reputable roofers bill progressively as work advances, never full payment upfront.

What if a roofer shows up uninvited after a storm?

Be wary—storm chasers are a top scam. Thank them politely, but get bids from known local contractors instead.

Should I let the roofer deal with my insurance?

They can assist with supplements, but you control the claim. Review everything and consider your own public adjuster for big jobs.

How do I know if a roofing estimate is fair?

Compare 3-5 written bids from licensed locals. Use pricing guides, but focus on details like ventilation, flashing, and warranties—not just lowest price.

What warranties should I get?

Manufacturer material warranty (lifetime on some shingles) plus 5-10 year labor warranty. Get it in writing.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Malabar.

Licensed & insured professionals CALL NOW: 1-866-674-2070