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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Union, KY

Hey family, roofing scams hit hard in areas like Union, KY, especially after storms roll through Boone County. Shady operators can leave your home leaking and your savings gone. Follow these straightforward tips to spot trouble early and choose solid pros who'll protect your investment.

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Common Residential & Commercial Roofing Scams in Union

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Fly-by-night crews swarm after severe weather, claim storm damage you can't see, take a fat deposit, then ghost or slap on shoddy shingles.

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Bait-and-Switch Materials

Quote premium materials like architectural shingles at low price, then 'upgrade' to cheap ones or claim shortages once work starts.

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Upfront Payment Trap

Insist on 50%+ cash upfront for 'materials,' then delay, do partial work, or disappear entirely.

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Fake Insurance Filing

Promise to 'handle everything with your insurance' for a new roof, inflate claims, pocket the difference, or botch the job.

How to Verify a Professional

1

Insurance

Always request a Certificate of Insurance (COI) for general liability (at least $1M) and workers' compensation. Contact the insurance carrier directly using the info on the COI to confirm it's current and valid—no relying on the contractor's word. Roofing is risky; uninsured workers mean you're liable for accidents.

2

Licensing

Kentucky doesn't require a statewide roofing license, but all work needs Boone County building permits. Call the Boone County Public Works Department (859-384-1600) or check their online portal to verify the contractor's permit history and no violations. Insist on seeing permit applications before work begins.

3

References

Ask for 3-5 recent references from jobs in Union or Boone County. Call each one yourself and ask: Was the work quality high? Did they stick to the timeline and budget? Was the site cleaned up? Legit roofers have happy local customers happy to vouch.

Protection FAQs

Do roofers need a license in Union, KY?

No statewide license is required in Kentucky for roofing contractors. However, all roofing jobs require Boone County building permits. Verify the pro's compliance history with the county department.

How do I verify a roofer's insurance?

Get a COI directly from their insurer for liability and workers' comp. Call the listed carrier to confirm coverage dates and limits—don't trust emailed PDFs without verification.

What should I do immediately after storm damage?

Tarp leaks temporarily, document all damage with photos/videos, notify your insurance. Avoid signing any contracts or paying deposits right away—scammers thrive on panic.

Can door-to-door roofers be trusted?

Rarely. They often lack local ties and insurance. Opt for roofers with established reputations, local references, and verified credentials instead.

I've been scammed—what now?

Stop payments, document everything, report to Union Police, Boone County Attorney, and KY Attorney General's office. File with BBB and your credit card company if applicable for chargebacks.

How many roofing quotes should I get?

Aim for 3-5 quotes from screened, local professionals. Compare apples-to-apples on materials, warranties, and terms—not just price.

What are signs of poor roofing work?

Watch for: Improper flashing around chimneys/vents, inadequate ventilation, mismatched shingles, or no underlayment. Always do a final walkthrough and get warranties in writing.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Union.

Licensed & insured professionals CALL NOW: 1-866-674-2070