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🛡️ Consumer Protection Guide

# Avoid Residential & Commercial Roofing Scams in Lothian Don't let scammers damage your home and wallet.

Picture this: a storm hits Lothian, and suddenly roofers are knocking on your door with big promises and low prices. It sounds tempting, but many are scammers looking to take your money and run. Like I'd tell my own family, take a breath, verify everything, and protect your home the right way. Here's what to watch for and how to stay safe.

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Common Residential & Commercial Roofing Scams in Lothian

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Fly-by-night crews flood the area after bad weather, offer 'special deals' on roof repairs or replacements, collect a big deposit, then disappear or do shoddy work.

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Bait-and-Switch

Low initial bid using cheap materials, then surprise upcharges for 'unexpected issues' once work starts, leaving you paying way more.

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Phantom Damage

Claim hidden roof damage only they can 'fix,' pressure for immediate payment, then botch the job or skip it.

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Fake Materials

Promise high-quality shingles or underlayment but use substandard stuff, leading to early leaks and failures.

How to Verify a Professional

1

Insurance

Request a certificate of insurance for general liability and workers' compensation. It should name you as an additional insured and cover your project. Call the insurance company to confirm it's current.

2

Licensing

In Maryland, roofing contractors need a valid MHIC (Maryland Home Improvement Commission) license for jobs over $500. Ask for their license number and verify it on the MHIC license lookup tool. Unlicensed work is illegal and risky.

3

References

Ask for at least 3 recent references from Anne Arundel County or nearby jobs. Call them to check on work quality, timeliness, cleanup, and if they'd recommend the roofer.

Protection FAQs

Do roofers need a license in Lothian, MD?

Yes, Maryland law requires a MHIC license for home improvement work over $500, including roofing. Always verify via the state lookup tool.

What's a reasonable deposit for a roofing job?

No more than 1/3 of the total cost upfront. Legitimate roofers stage payments: deposit, progress, final upon completion and walkthrough.

How can I check a roofer's insurance?

Ask for a certificate of insurance (COI) listing liability and workers' comp. Contact the insurer directly to confirm coverage dates and limits.

What should I do after a storm in Lothian?

Document damage with photos. Tarp temporarily if needed, but wait for dry weather to assess. Contact licensed local pros, not door-to-door hustlers.

How many bids should I get for roofing?

Aim for 3 quotes from verified, local contractors. Compare detailed estimates, not just price – quality matters more.

What if I suspect a roofing scam?

Stop payments, document everything, and report to MHIC, Anne Arundel County authorities, and Maryland Attorney General's Consumer Protection Division.

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Licensed & insured professionals CALL NOW: 1-866-674-2070