🛡️ Consumer Protection Guide

Avoid Roofing Scams in Highland, MI

Roofing projects are significant investments, and unfortunately, scammers often target homeowners and businesses after storms or during peak seasons. In Highland and throughout Oakland County, it's crucial to know how to spot red flags and protect your property. This guide helps you identify common roofing scams, understand what trustworthy professionals do differently, and learn verification methods to ensure you're working with legitimate contractors who will properly protect your home or business.

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Common Residential & Commercial Roofing Scams in Highland

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Contractors appear after storms offering 'free inspections' and claim extensive damage that requires immediate repair. They often pressure homeowners into signing contracts quickly, then disappear with deposits or perform substandard work.

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Insurance Fraud Schemes

Contractors offer to handle your insurance claim and promise to cover your deductible or get you a 'free roof.' They may inflate damage estimates or create new damage to maximize insurance payouts, which is illegal and could jeopardize your claim.

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Material Switching Scams

Contractors quote premium materials but install cheaper, inferior products. They may use incorrect underlayment, wrong shingle types, or inadequate flashing that compromises your roof's integrity and warranty.

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Permit Avoidance Scams

Contractors suggest skipping permits to 'save money' or 'save time.' This leaves you with unpermitted work that may not meet Highland or Oakland County building codes, creating safety issues and problems when selling your property.

How to Verify a Professional

1

Insurance

Always request proof of both liability insurance and workers' compensation coverage. Contact the insurance company directly to verify the policy is current and adequate. Don't accept certificates without verification.

2

Licensing

In Michigan, roofing contractors must be licensed. Verify their license through the Michigan Department of Licensing and Regulatory Affairs (LARA). Ask for their license number and check it online. Oakland County may have additional local requirements.

3

References

Ask for at least 3 recent local references in Highland or nearby Oakland County communities. Contact these references and ask about work quality, communication, cleanup, and whether the project stayed on budget. Visit completed projects if possible.

Protection FAQs

What should I do if a roofer shows up unannounced after a storm?

Politely decline any immediate offers. Take their information and tell them you'll contact them if interested. Never feel pressured to make quick decisions. Research any company thoroughly before allowing them to inspect your roof.

How much should I pay as a deposit for roofing work?

Typically, 10-30% of the total project cost is reasonable for a deposit. Never pay the full amount upfront. Payments should be tied to project milestones with final payment due only after satisfactory completion and cleanup.

What insurance coverage should my roofing contractor have?

They should carry both general liability insurance (minimum $1 million) and workers' compensation insurance. Request certificates of insurance and verify directly with the insurance company that policies are current and adequate for your project.

How can I verify a roofing contractor's license in Michigan?

Check with the Michigan Department of Licensing and Regulatory Affairs (LARA). You can verify residential builder licenses online. Also check with the Better Business Bureau and local building departments in Highland and Oakland County for any complaints.

What should be included in a roofing contract?

A proper contract should include: contractor's license number, detailed scope of work, exact materials specifications, project timeline, payment schedule, warranty information, cleanup responsibilities, permit handling, and procedures for handling changes or unexpected issues.

Are there specific roofing requirements in Highland or Oakland County?

Yes, Highland follows Michigan building codes and may have local amendments. Always verify permit requirements with Highland's building department. Proper ice and water shield installation, ventilation requirements, and specific flashing details may be required for code compliance.

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Licensed & insured professionals CALL NOW: 1-866-674-2070