🛡️ Consumer Protection Guide

Avoid Roofing Scams in Hammond

Roofing projects are significant investments, and unfortunately, scammers often target homeowners and business owners in Hammond. This guide helps you recognize red flags and take protective steps when hiring roofing contractors. By understanding common tactics and knowing what to look for, you can avoid becoming a victim and ensure your roofing project is completed safely and professionally.

Licensed & insured professionals CALL NOW: 1-866-674-2070

✓ Verify contractors • ✓ Spot red flags • ✓ Avoid common schemes

Licensed & Insured Pros
Scam-Aware Screening
No Obligation Call
Scam-Aware Tips

Common Residential & Commercial Roofing Scams in Hammond

Be aware of these tactic used by unlicensed operators

🚫

Storm Chaser Scams

Contractors appear after storms offering 'free inspections' and claim extensive damage requiring immediate repair. They often inflate damage reports to maximize insurance payouts.

🚫

Material Switching

Contractors quote premium materials but install cheaper, substandard alternatives. The difference in quality may not be visible until the roof fails prematurely.

🚫

Deposit Disappearance

Contractors demand large deposits (often 50% or more) for 'materials' but never return to complete the work. They may provide fake contact information or temporary phone numbers.

How to Verify a Professional

1

Insurance

Ask for proof of both liability insurance and workers' compensation coverage. Contact the insurance company directly to verify the policy is current and adequate. Never hire a roofer who cannot provide valid insurance certificates.

2

Licensing

In Oregon, roofing contractors must be licensed through the Oregon Construction Contractors Board (CCB). Always ask for their CCB license number and verify it online through the CCB website. Legitimate contractors will provide this information willingly.

3

References

Request at least 3 recent local references from similar projects. Contact these references and ask about work quality, communication, timeline adherence, and any issues that arose. Visit completed projects if possible to see the work firsthand.

Protection FAQs

What should I do if a roofer shows up unannounced at my door?

Politely decline any immediate offers and never allow them onto your roof. Tell them you'll contact them if interested, then research their company thoroughly. Legitimate contractors don't typically use high-pressure door-to-door sales.

How much deposit should I pay a roofing contractor?

A reasonable deposit is typically 10-20% of the total project cost. Never pay more than one-third upfront. The deposit should be for materials only, and you should verify materials are delivered before making additional payments.

What roofing licenses are required in Hammond, Oregon?

All roofing contractors in Oregon must have a valid CCB license. You can verify licenses online through the Oregon Construction Contractors Board website. Some cities may have additional local requirements.

How can I verify a roofer's insurance is legitimate?

Ask for certificates of insurance showing both liability and workers' compensation coverage. Contact the insurance company directly using their publicly listed phone number (not the number on the certificate) to verify the policy is active and adequate.

What should be included in a roofing contract?

A proper contract should include: contractor's license number, detailed scope of work, exact materials specifications, project timeline, payment schedule, warranty information, cleanup procedures, and permit handling responsibilities.

What if a roofer offers to handle my insurance claim?

This is a major red flag. Legitimate contractors will work with your insurance company but should never act as your representative. You should always communicate directly with your insurance adjuster and never sign over claim rights to a contractor.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Hammond.

Licensed & insured professionals CALL NOW: 1-866-674-2070